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Divvying up your kid’s allowance into different jars, each with a specific label and purpose, has become pretty standard. Your kids probably have one jar for savings, one for spending and maybe another for giving. What most parents and kids omit, though, is one more jar for emergencies. Yes, emergencies, even for kids. Granted, they…

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It can be difficult to find something everyone enjoys doing. Uncle Phil wants to watch the football game, while Aunt Linda wants to decorate cookies. You’re trying to keep peace without making family time feel like a chore. What can you do to keep everyone happily spending time together without running up a huge credit card bill?…

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This weekend we celebrated Oaklee turning six! We kept it low-key, and filled with the exact type of fun any five or six-year-old would love. Here’s how we kept it easy, fun, and budget-friendly: 1.) Cake We booked our cupcake order at United Supermarket. I love them because they are super reliable, make tasty cake,…

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Money Hacks: The Kool-Aid Test

Leaky toilets can really inflate your water bill. Try the Kool Aid test! Dump a package of orange Kool-Aid into the tank of your toilet and don’t flush for an hour. If you still see orange water in the toilet bowl after an hour, you have a leak. Stop throwing out money and get it…

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Back-to-school season can be exhausting — and expensive! Take the hassle and the hefty price tags out of this year’s school shopping by downloading these 5 apps. Who knows? Maybe school shopping can be fun again! 1. School Supply List (iOS, $0.99) Keep things organized with this app created just for school supply lists. You can…

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Apps like Ibotta and Checkout 51 will give you cash rebates on your groceries – all you have to do is scan your receipt. For just a minute of your time, you can earn a little bit back, potentially putting hundreds of dollars back in your wallet this year!   The ones I use: Walmart…

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Anybody remember that scene in Gone with the Wind when a disheveled and destitute Scarlet O’Hara pulls herself up from the dirt and clenches her fist to the sky claiming, “With God as my witness, I will never go hungry again!”? Well, sometime around my second year of marriage and third broken IKEA dresser, I…

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Budgeting Tip: The Wish List

I will be the first to admit I’m not the best at sticking to a budget. I tend to be all-or-nothing and spiral into the land of “I’m never going to get there” whenever I go over my spending limit for the month, and then it becomes a free-for-all of over-spending. I recently came across…

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I’ll admit. I’m a sucker for advertising, pretty product packaging, subscription services, freebies and deals. Which is dangerous because 1.) I’m always on social media 2.) So are ads that fall almost exclusively in this category. You know the ones I’m talking about – offering you free things only to reel you in to a…

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