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  I recently had the opportunity to sit down with my colleague, Julie Foster, Secondary Principal of Wichita Christian School, and get some feedback on issues facing parents and students in high school. According to her, “One of the biggest hurdles a junior or senior high school student will face is completing scholarships for college.”…

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Grocery shopping is an inevitable part of life. It can also be one of the easiest ways to blow your budget. Whether you choose to do your shopping at the corner store, Aldi or your local Walmart, remembering what you need and trying to stick to your budget can be a hassle. That’s the goal…

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How To Use Money Envelopes

Are you looking for a way to make budgeting easier? Well, here’s the good news – your search is over! The money envelope system is a simple, proven and powerful way to keep spending in check. Follow the steps below:  1. Determine your monthly income and expenses For the next few months, track all your…

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Just Say No!

Teach Your Child To Curb Impulse Purchases It’s no secret that impulse buys can wreak havoc on even the most carefully constructed budget. And retailers know this all too well – that’s why the checkout counters in groceries, pharmacies and large shopping centers are packed with dozens of things you may not really need. And…

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Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. About 45% of people make New Year’s resolutions in the average year, and most have to do with health. But the same line of…

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Avoiding Appliance Drain

Lower your electricity bill this month by eliminating all vampire charges. The term, “vampire charges,” refers to all the electricity used by your appliances when they’re plugged in but not in use. This means that – even when your toaster and cellphone charger aren’t being used – they still drain electricity just by being plugged…

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Shop Safely On Black Friday!

The weekend that kicks off the pre-holiday shopping frenzy purportedly offers great savings. But, while many aren’t worth the trip to the mall and the crazy-long lines, you can sometimes find a legitimately fantastic bargain. However, Black Friday does pose some serious risks to shoppers, but with the proper safety measures, you can happily join the…

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