Texoma with Kids

Recent studies on how our brains react with money reveal an amazing reality: People spend less when their cash is crisp and new.  They also tend to part more easily with bills of low denomination than greenbacks of high denomination. Our brains simply find it easier to spend another dollar when that dollar is old…

The ocean is calling – and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? How much can you realistically spend? Where is the money for your vacation going to come from? Ideally, a plump vacation…

Scammers don’t take summers off. In fact, some scams ramp up during the summer, particularly those geared toward vacations or travel. Don’t let your family fun be ruined by these summertime scams.   Hotel Stays– You’re awakened at night by a call from the front desk saying there’s a problem with your credit card, so…

Keeping the kids entertained while on summer break can be an expensive endeavor. But summer break doesn’t have to break your budget. You can still afford to take some quality family time – and you can do it all on a dime. Here are some great ideas to keep your children entertained while you are at…

Credit scores are a serious source of worry for most folks. You already know they can affect the interest rates you are approved for on your loans, your car insurance payments and even your job prospects. What you may not know is that, the Fair-Isaac Corporation (better known as FICO), changed its rules governing the…

Hot under the collar from your electric bills during the summer months? Here are some ideas for saving on air conditioning while keeping yourself and your family cool: Shut off the air conditioners when you’re not there.  Use fans. Fans cost much less to run than air conditioners do.  Is your house well-insulated? Good insulation…

  BOGO deals aren’t just for clothing stores. Often, you may be paying for a specific service entitling you to another one, but you don’t even know about it because you haven’t bothered to read the fine print. For example, many health insurance plans pay up to 60% of gym memberships. If you are an…

Summer Vacation — two simple words that, to most, mean a much-anticipated escape to paradise for a long week away from worries and responsibilities. But where are you planning to go? Lolling about on sandy beaches may sound like a dream to some, but tourist destinations can get too pricey too quickly for the average…

Are you looking for easy ways to save some money? Here are a few quick, actionable tips that you can do today to help you save: Trim Your Plastic Purchases-How much of your weekly spending goes toward disposables?  Take a look at your weekly grocery and dry goods spending and tally up what you spent…

Summer vacation is right around the corner, where kids have months on end free from school or any other responsibility. Fortunately, there are a few ways to have the kind of summer break that builds memories without building debt. You can use these months to teach your children valuable lessons about financial responsibility, spend quality…