Texoma with Kids

Americans love eating out. According to the USDA’s food expenditure data, millennials spend more than 44% of their food budget on this meal option. In addition, other data proves that Americans spend a lot more on restaurants and bars ($54.86 billion) than they do on their groceries ($52.5 billion). We Americans really like our restaurants!…

The best way to teach a child financial responsibility is by encouraging her to earn and manage money on her own. Fall maybe closer, but it still feels like summer. There are still many opportunities for your kids to pull in some extra money. If money-making is not on your children’s minds, you may need…

  1.) Use allowance as a teaching tool Give your kids their allowances with no strings attached to help them acquire money management skills through saving and spending trial and error.  2.) Boost their confidence Don’t let your child’s spending habits sway with peer pressure. Instead, help them build a sense of worth that’s independent…

Ah, summer! It’s the season of fireworks and fireflies, road trips and rocky road ice cream, baseball and beach balls, flip-flops and ice pops.  But, just as you’re settling into the laid-back summer routine, retailers start rolling out their back-to-school displays, which may open that pit of dread into your stomach. Supply lists. New clothing.…

Know your budget  With $5,000 you can spring for a fresh coat of paint, some modern accessories, a new faucet and an updated light fixture.  With $15,000, you can also buy a new appliance and replace your countertops and cabinets. If you’re planning on spending more, you can possibly redo your entire kitchen. Choose your…

It can be a daunting task to teach your child about saving money, especially in this teetering economy that we’re in right now. Here are six easy ways to teach your kids about saving money: 1. Make it fun for them to learn about money. Games like Monopoly help teach kids about money and spending while making…

We all start out in life as consummate takers. Can you train your children to find the beauty in giving and doing for others?  Try picking a month to focus on gratitude as a goal: Teach your children how giving benefits the giver as much as the receiver.  Pointers to cover: How giving makes the…

Keeping the kids entertained while on summer break can be an expensive endeavor. Registrations for summer camps, day care and recreation programs are only the tip of the iceberg. You also need to consider transportation costs to and from these programs that you don’t normally attend during the school year. But summer break doesn’t have…

Take your kids with you on your next visit to your bank or credit union. Let them watch you balance your checkbook. Show your kids how you pay your bills so they know that electricity, water, gas, phones and cable all cost money. Give them a budget for an item they want, and let them…

Summer break is almost here and you’re ready to ESCAPE! But that doesn’t mean you need to break the bank. Have yourself an awesome time without blowing your budget by following these five tips: Check your school for discounts and help Lots of colleges offer on-campus travel agents who can help you plan your vacation…