Texoma with Kids

When that first delightful spring breeze starts blowing, you know it’s time to get your house in shape. But there’s more than just a neat house awaiting the end of all that hard work. With just a few steps, you can put some extra cash in your wallet.  1.) Trade in your electronics  Gather all…

For the responsible adult who thinks about being prepared for the future, savings are a fixed expense that is built into the monthly budget just like car payments and insurance. For most people, though, this habit does not come naturally. It needs to be acquired and practiced. Teach your kids those saving smarts now when…

Grocery shopping is an inevitable part of life. It can also be one of the easiest ways to blow your budget. Whether you choose to do your shopping at the corner store, Aldi or your local Walmart, remembering what you need and trying to stick to your budget can be a hassle. That’s the goal…

Your Turn: Have you found your own creative approach to saving? Share it with us in the comments!

Are you looking for a way to make budgeting easier? Well, here’s the good news – your search is over! The money envelope system is a simple, proven and powerful way to keep spending in check. Follow the steps below:  1. Determine your monthly income and expenses For the next few months, track all your…

1.    You’ll spend less. 2.    You’ll always have enough for fixed expenses. 3.    You’ll argue less about discretionary spending. 4.    You’ll save more. 5.    You’ll have money for fluctuating expenses. 6.    You’ll feel more in control of your finances. 7.    You’ll be motivated to increase your earning potential. 8.    You’ll feel less guilt about impulse purchases that are within your budget. 9.    You’ll feel…

Early in their careers, people tend to focus on the here and now while ignoring the future. As you climb the ladder of success, you might think raises and promotions will never end and that you have forever to plan for the future. Surprisingly, though, the future comes faster than you can imagine. Here are…

1. Don’t: Leave the House Hungry Only shop while on a full stomach. This way, you won’t buy to satisfy your lingering hunger pangs   2.  Do: Check Your Pantry and Fridge Before You Leave Make sure you know exactly what you have in the house before you head to the store.   3. Don’t:…

A few clicks, and your bills are paid! But is it safe? Unfortunately, many people share sensitive information with crooks, thinking they’re paying a bill. Here’s how to keep your money safe: 1. Never respond to a bill pay service that directly contacts you In those situations, it’s difficult to verify a link’s authenticity. Instead,…

Take your kids with you on your next visit to your financial institution. Let them watch you balance your checkbook. Show your kids how you pay your bills so they know that electricity, water, gas, phones and cable all cost money. Give them a budget for an item they want, and let them choose which…